FINAL EXPENSE COVERAGE
Ensures your family is never left with unexpected costs during an already difficult time. It’s designed to cover funeral services, medical bills, and other end-of-life expenses with minimal requirements and guaranteed acceptance options.
Explore Simplified Issue Whole Life and Guaranteed Issue Whole Life with level premiums and permanent coverage—often with no medical exam required.
Simplified Issue
Most people will qualify, even with a few health concerns.
Considerations
Covers $5,000 to $50,000
Coverage & premium stay level
No medical exams
Ideal For
Seniors wanting coverage
Paying off medical expenses
Burial or cremation costs
Guaranteed Issue
Everyone qualifies regardless of health. No questions asked.
Considerations
Covers $5,000 to $25,000
No health questions asked
First 2 years, limited coverage
Ideal For
Seniors with major health issues
Paying off medical expenses
Burial or cremation costs
Schedule a Call with Toni Lockett
Meet Your Agent
Toni Lockett
Licensed Insurance Broker
Lockett Agency
As an experienced insurance broker specializing in Health Insurance, Indexed Universal Life (IULs), and Life Insurance, I am dedicated to helping individuals, families, and small business owners find the right coverage for their unique needs. I take a personalized, consultative approach breaking down complex insurance options into simple terms so you can make informed decisions with confidence.
As an independent insurance broker, I work for one person only: you.
Unlike captive agents who can only offer a single company’s products, I partner with a wide range of trusted carriers to bring you the best value, the most flexible options, and solutions designed to fit your lifestyle—not someone else’s sales quota.
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