MORTGAGE PROTECTION

Helps ensure your home remains secure even if illness, disability, or an unexpected loss disrupts your income. It’s a safeguard that protects your biggest investment and the people who live in it.

Choose from a range of options that include critical, chronic, and terminal illness riders. These plans are designed to pay off or reduce your mortgage balance when your family needs it most.

Loan Pay Off

Covers up to 100% of your loan balance

Considerations

  • Full & partial coverage options

  • Affordable rates

  • No medical exams

Ideal For

  • New home owners with children

  • Reducing overall loan amount

  • Keeping your family in the home

Critical Period

Covers the mortgage payment for a period of time

Considerations

  • Usually covers 6 to 24 months

  • Affordable rates

  • No medical exams

Ideal For

  • Those wanting to sell after death

  • Providing time to grieve

  • Giving time to list the home

Schedule a Call with Toni Lockett

Meet Your Agent

Toni Lockett

Licensed Insurance Broker

Lockett Agency

As an experienced insurance broker specializing in Health Insurance, Indexed Universal Life (IULs), and Life Insurance, I am dedicated to helping individuals, families, and small business owners find the right coverage for their unique needs. I take a personalized, consultative approach breaking down complex insurance options into simple terms so you can make informed decisions with confidence.

As an independent insurance broker, I work for one person only: you.
Unlike captive agents who can only offer a single company’s products, I partner with a wide range of trusted carriers to bring you the best value, the most flexible options, and solutions designed to fit your lifestyle—not someone else’s sales quota.

See What Others Say About Working With Toni

Want to work with us?

We're always looking for talent.

COMPANY

CUSTOMER CARE

FOLLOW US

Designed by ConnectorCreative Technologies. Copyright 2026. All Rights Reserved.

Toni Lockett |